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Champion Broker is a Mortgage Broker provider helping individuals and businesses get things done reliably. Book a consultation online to discuss your needs with our team.
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45 minThe home loan application process can be long and complicated. <br>With so many steps involved, people often don’t know where to start when applying for a mortgage.<br>This is the first contact you will have with your mortgage broker.<br>We use this stage to discuss your situation, your needs, and the objectives behind getting a home loan.<br>At the end of this discussion, we will determine if you’re eligible for a home loan.<br>It’s also your opportunity to agree to use us as your broker.
45 minAn investment loan is a type of home loan that someone takes out to buy an investment property. It is a mortgage solution for those who want to buy a property and rent it out to receive income from it, but can’t afford to buy the property without a loan. Expenses that you make for your investment property can be claimed as tax deductions to reduce your taxable rental income while you’re renting it out, and your capital gains tax if you sell the property.<br>Champion Broker makes it easy to understand and help you to make the right decision.
45 minWhat’s the process?<br>An experienced mortgage broker can help you do the following:<br>Investigate and shop around for a mortgage.<br>Apply with the chosen lender (this is all you’ll need to do). If you’re using a mortgage broker, they will do all the shopping around for you and recommend the most suitable mortgage and submits your application on your behalf.<br>Refinancing is the same as applying for a new loan so you’ll need to provide standard supporting documents such as your identification, bank statements and payslips/tax returns.<br>Once the application is submitted, the lender may require that your property be revalued.<br>The lender will submit a discharge form to your state’s Land Titles Office to close the old mortgage account.<br>Your new mortgage is used to pay off your old mortgage.<br>You start paying your new home loan – usually within a month of settlement.
45 minNeed to invest in equipment or business growth, or support cash flow? Compare our business finance products, which include secured and unsecured loans.
30 min